Investment Planning
Whether you are a new or experienced investor, our commitment to reliability, relationships, unbiased advice, and client satisfaction are our number one concern.
How do I get started?
When you first reach out to one of our advisors, we will set up an initial meeting to review your unique financial goals and background. We are available through in person meeting, phone call, email or via online video call, whatever you feel most comfortable with. Our advisor will collect financial and lifestyle information from you such as your values, goals, risk, concerns and more. Once both parties have the needed information, a plan is put into place. Plans can be as complex or simple as you want them to be. Our advisors will provide you with their recommendation based of the data collected. Lastly, your plan is constantly updated as lifestyle changes occur. Unlike banks and large institutions, our advisors are local and will be around for a long time, so you don’t have to worry about having a new advisor every year.
Dollar-Cost Averaging Strategy
Dollar-Cost Averaging is a strategy that has proven to be one of the most effective ways to reduce volatility of a mutual fund price, maximize growth and provide a means of budgeting for the everyday investor. We use a Pre-Authorized Chequing plan (PAC Plan) to accomplish this strategy.
How it Works
With the help of the advisor, the client choses a fixed amount of money he/she wishes to invest regularly (weekly/bi-weekly/monthly). When the price of a mutual fund is high, less units will be bought. When the price is low, more units will be bought. Effectively, this lowers your average cost base, resulting in a higher rate of return.
